Mortgages

use the mortgage calculator to find out how much you can afford to borrow for your mortgage. Our mortgage lenders can tell you more.

HomeMortgagesHow much can you borrow?
How much can you borrow?
Before you start looking for a new home or decide to increase your mortgage, it makes sense to know how much you can borrow. Lender's attitudes vary, but they will usually lend you between 3 and 3.25 times your annual income before tax if you're applying for a mortgage on your own. If you're applying with somebody else, they will usually lend either between 3 and 3.25 times the main income plus the second income or 2.5 times the two incomes added together. This calculator gives you a chance to estimate how much you can borrow. Please note that your full financial situation will be taken into account when being assessed for a mortgage.

 
Do you qualify for a mortgageHow much can you afford to pay per month?

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.Written quotations are available on request. Subject to status. Contracts of insurance may be required. A professional brokerage fee of up to 1.95% may be charged.

haart Financial Services is a trading style of Mortgages Direct Limited, authorised and regulated by the Financial Services Authority. Registered in England and Wales No. 2780784. Registered Office: Wellington House, Butt Road, Colchester, Essex, CO3 3DA.

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